Jacksonville’s Trusted Partner for Equipment Financing & Leasing

Charter Capital’s Jacksonville office provides flexible financing solutions designed to support the growth of Florida’s small and mid-sized businesses. Located in Northeast Florida, we serve a wide range of industries across the state—helping companies access capital, purchase new or used equipment, and maintain steady cash flow with financing options that work.

Whether you’re in construction, transportation, manufacturing, or commercial services, our local team delivers fast approvals, low interest rates, and funding structures aligned with your operational goals.

Supporting Florida’s Business Landscape

From Jacksonville to Miami, Orlando to Tallahassee, Florida’s economy is powered by businesses that depend on reliable equipment and consistent working capital. We help business owners across the state finance equipment, expand operations, and improve profitability through tailored loan and leasing solutions.

Our experienced professionals understand how to structure funding around your needs—so you can invest in equipment, preserve capital, and create long-term value.

Financing Solutions for New and Used Equipment

We specialize in a full range of equipment financing options, including:

• Construction Equipment Loans
  Secure funding for bulldozers, loaders, and job-ready machinery to stay on time and on budget.
• Used Equipment Financing
  Lower your upfront investment by financing high-value used equipment with flexible repayment terms.
• Truck and Trailer Loans
  Grow your fleet with financing for semi-trucks, trailers, and transport equipment.
• Manufacturing Equipment Financing
  Finance production-line tools and technologies that improve throughput and scalability.
• Medical Equipment Loans
  Acquire diagnostic systems, treatment equipment, and digital tools to support healthcare operations.
• Working Capital Loans
  Cover operational costs, payroll, and supplies while maintaining healthy cash flow.
• Equipment Leasing Programs
  Conserve capital with leasing solutions that offer fair market value options, tax benefits, and predictable monthly payments.

Why Jacksonville Businesses Choose Charter Capital

Deep Industry Experience

With over four decades in equipment financing, our team offers insight-driven support for construction, medical, logistics, and commercial industries.

Local Focus, National Access

From our Jacksonville base, we offer hands-on service backed by a network of national lenders, giving you more options and better loan terms.

Fast Turnaround

We know timing is everything. That’s why most clients receive funding within 24 to 48 hours—so you can secure equipment and keep jobs moving.

Transparent Terms

No hidden fees. No surprises. Just smart, flexible financing options aligned with your business strategy.

Leasing Equipment? Take Advantage of the Benefits

Charter Capital’s equipment leasing services help Florida businesses access essential equipment while preserving working capital. Whether you’re leasing under a fair market structure or fixed-term agreement, you’ll gain tax advantages, predictable monthly payments, and end-of-term flexibility.

Our team guides you through the leasing process—from equipment selection to final agreement—enabling smarter decisions and more effective resource allocation.

Finance More. Grow Faster.

We support Florida business owners looking to take advantage of capital investments without the complications of traditional bank lending. With Charter Capital, you’ll work with a team that understands your industry, supports your goals, and helps you access the money, credit, and equipment needed to succeed.

Let us help you finance growth, purchase critical equipment, or unlock funds to power your next phase of success.

Contact the Jacksonville Office

Charter Capital – Jacksonville
4720 Salisbury Road
Jacksonville, FL 32256

Serving Jacksonville, Gainesville, Daytona Beach, St. Augustine, and communities statewide