About Charter Capital

Who we are

Charter Capital is a family owned and operated commercial finance broker. Since 1977 we have been providing businesses just like yours with equipment and technology leases and loans that are right for their specific financing needs. Nothing we do is standard.

Our principal products are equipment and technology leases and loans from about $10,000 to about $1,000,000. We are friendly and smart and professional (not corporate) and we communicate clearly and completely even when the message isn’t what you want to hear but it is what you need to hear.

We are a small business and we believe that our continued success depends upon you being satisfied with what we do. We are far more interested in building a relationship with you and becoming a resource than just doing a deal. If you’re in Arizona, check out the top 5 equipment financing companies in Phoenix and how we compare.

What we do

  • We analyze your credit and sometimes your financial condition.
  • We advise you which financing options may be available to you based on our analysis.
  • We place commercial leases and loans for you that are intelligently structured and competitively priced.
  • We represent you to the commercial finance industry.

Our principal products are equipment and technology leases and loans from about $10,000 to about $1,000,000. We are friendly and smart and professional (not corporate) and we communicate clearly and completely even when the message isn’t what you want to hear but it is what you need to hear.

We are a small business and we believe that our continued success depends upon you being satisfied with what we do. We are far more interested in building a relationship with you and becoming a resource than just doing a deal. If you’re in Arizona, check out the top 5 equipment financing companies in Phoenix and how we compare.

We provide equipment and technology leases and loans from about $25k to about $1,000,000.

Application Only

Equipment leases and loans from about $25,000 to about $150,000 – NO FINANCIAL INFORMATION REQUIRED

Minimal Disclosure

Equipment leases and loans from about $25,000 to about $500,000 – MINIMAL FINANCIAL INFORMATION REQUIRED

Full Disclosure

Equipment leases and loans from about $25,000 to about $1,000,000 – FULL FINANCIAL INFORMATION REQUIRED

We can also provide referrals for:

  • Project Financing
  • Working Capital Loans – both traditional and daily payment
  • Accounts Receivable Financing
  • Operating Lines
  • Purchase Order Financing
  • Commercial Real Estate Loans

We charge a Success Fee when making a referral but our fee is only due when you accept the terms and actually complete a transaction with our referral.

Our success fees are:

  • $250k and under $3,750
  • $250k to $500k $7,500
  • $500k to $750k $10,500
  • Over $750k $15,000

Remember you only incur this cost when you complete your lease or loan.

At Charter, getting it done right is more important than getting it done!