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Financing Excavators, Skid Steers and Loaders for Arizona Contractors

Construction equipment helps contractors take on bigger jobs, work faster, and rely less on rented machines. But buying an excavator, skid steer, or loader costs a lot of money. That’s why many Arizona contractors turn to construction machinery financing in Arizona. It’s a way to get the equipment you need while keeping cash on hand for other parts of your business. Buying equipment is still a top priority for contractors. In Equipment World’s 2026 Tech & Spec Survey of nearly 100 contractors, 83% of respondents said they plan to buy at least one piece of construction equipment this year….

New vs. Used Construction Equipment: Which Should Arizona Contractors Finance?

Buying construction equipment is a big decision for any Arizona contractor. A new excavator, loader, or skid steer can help your business take on more jobs. But it can also be hard on your cash flow. Used equipment usually costs less to buy, but its age, condition, and maintenance history can change how good of a deal it really is. Financing is already part of how most small businesses run. The Federal Reserve’s 2026 Report on Employer Firms, based on the 2025 Small Business Credit Survey, found that 60% of small employer firms applied for financing in the 12…

How Phoenix Construction Companies Can Finance New Equipment

Construction companies need good equipment to get their work done. Excavators, loaders, skid steers, cranes, and other machines cost a lot of money. For companies looking into construction equipment financing in Phoenix, financing is a way to pay for equipment little by little instead of all at once. Many U.S. businesses already use financing. The Equipment Leasing & Finance Foundation’s 2024 Horizon Report shows that 82% of end‑users that acquired equipment and software in 2023 used some form of financing, such as a lease, secured loan, or line of credit, rather than paying entirely in cash.  Before you apply,…

Heavy Equipment Financing in Arizona: A Guide for Business Owners

Heavy equipment can help your business take on bigger jobs, serve more customers, and get more work done. But there’s one big problem: the cost. Excavators, loaders, cranes, dump trucks, and other machines are expensive. Buying one outright can eat up the cash you need for payroll, supplies, repairs, and everyday bills.  That’s why many Arizona business owners turn to heavy equipment financing. It lets you spread the cost out over time instead of paying it all at once. Financing is already a normal part of running a small business. According to the Federal Reserve’s 2026 Report on Employer…
Learn how a fair market value lease offers lower payments, flexible terms, and equipment freedom for your business.

What Is a Fair Market Value Lease and Is It Right for Your Business?

If your business needs equipment but you are not sure you want to be locked into owning it forever, you are not alone. A lot of business owners find themselves stuck between two options that do not quite fit: paying a large lump sum upfront to own equipment outright, or taking out a traditional loan that ties them to an asset they may not need in five years. That is where a fair market value lease comes in. A fair market value lease, commonly called an FMV lease, gives your business access to the equipment it needs now, with…

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Carey Wilbur

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