Top 10 Equipment Financing & Leasing Companies in Austin, TX

When it comes to finding equipment financing and loans in Austin, Texas, knowing where to look is important. We understand that time is a valuable resource. So we did the research for you and evaluated 10 of the top equipment financing options in Austin.

Whether you’re searching for equipment rental in Austin, TX, or are looking to buy equipment outright, knowing what’s out there is the first step.

Evaluating the top 5 equipment financing and leasing companies in Austin, Texas, reveals the best option for you. And you need the best. You need someone trustworthy and reputable. Someone who looks at your specific situation and wants to provide the help you need.

So take the time to read this list of options. We’re confident you’ll find the right company. It’s just a matter of making the call.

Partnering with a financing company you can trust is crucial. But doing the research takes time. And time is in short supply when running a business. So we did the heavy lifting for you and compiled this list to offer practical information. We’re confident you’ll find the right company. It’s just a matter of making the call.

1. CHARTER CAPITAL

BUSINESS STARTED: 1977

Since 1977, Charter Capital has delivered a smarter approach to equipment financing in Austin, Texas. We customize our equipment financing structures to match your unique business needs. We don’t discriminate based on industry or company size. We’ve been in the business long enough to be able to work with any type of business.

We analyze your credit — and sometimes your financial condition — to best advise you on available financing options. Our high-quality customer service leaves customers happy, educated and satisfied. We hope you consider calling us when you need assistance.

SCHEDULE A CONSULTATION

Contact us today at 480-874-5402 or send an email.

Industries Charter Capital Serves:

2. 360 EQUIPMENT FINANCE 

BUSINESS STARTED: 2010

360 Equipment Finance has funded over $200 million in equipment costs, playing an instrumental role in the growth and success of its partners. Their goal today is to continue growing 360 Equipment Finance by offering superior customer service, broadening their relationships with additional funding sources, and increasing the number of overall lease partnerships. They offer four different types of programs for small to medium sized businesses. Each program has its own perks so be sure to choose the right one for you. Some are available nationwide, but others have state restrictions.

LOCATION

300 Beardsley Lane, Building D, Suite 201 Austin, TX 78746 

 

3. BANK OF AMERICA

BUSINESS STARTED: 1988

Bank of America offers a wide range of financing and leasing solutions to help you conserve capital and support your business objectives. Their construction industry specialists can work with you to choose and customize the financing options that fit your business. Also, you will receive specialized loans involving balloon or seasonal payments. You can get financial services designed specifically for your business. They offer solutions for construction contractors, equipment distributors, rental companies, and construction equipment manufacturers. You have to have been in business for a minimum of 2 years and have a minimum of $250,000 annual revenue.

LOCATION

515 Congress Ave Austin, TX 78701

4. BRAVO CAPITAL

BUSINESS STARTED: N/A

Bravo Capital, LLC is one of the most comprehensive and efficient equipment financing companies in the industry. Their knowledgeable and experienced team takes great pride in providing real solutions for hardworking business owners, regardless of their past or present credit standing. Their relationship-based philosophy is based upon these two principles: Respecting your time. They realize that your time is valuable as a business owner, which is why you will always have direct access to your Fund Manager for faster decision time and more personal interaction. Discovering your strengths. A thorough analysis of your company’s abilities will help determine how the financed equipment will make your business more successful.

LOCATION

3415 Greystone Drive, Suite 210 • Austin, TX 78731

 

5. WELLS FARGO

BUSINESS STARTED: 1852

Wells Fargo offers a wide range of financing and leasing solutions to help you conserve capital and support your business objectives. Their construction industry specialists can work with you to choose and customize the financing options that fit your business. Also, you will receive specialized loans involving balloon or seasonal payments. You can get financial services designed specifically for your business. They offer solutions for construction contractors, equipment distributors, rental companies, and construction equipment manufacturers.

LOCATION

111 Congress Ave FL 1 STE 150 Austin, TX 78704

6. FROST BANK

BUSINESS STARTED: 1958

For businesses seeking equipment financing in Austin, TX, Frost Bank is a well-established option. This financial institution offers equipment loans starting at $50,000. In addition to providing loans for businesses in a wide range of industries, Frost also offers equipment leasing options.
Depending on the needs of your business, you can take out a capital lease, a tax lease or another lease structure that best fits your financial needs. So, whether you need a construction equipment rental in Austin, Texas, or are in search of computer equipment financing for a tech startup, you have options at Frost. With personalized service and locations across the Lone Star State, Frost Bank is connecting businesses with the capital they require.

LOCATION

401 Congress Ave, Austin, TX 78701

 

7. CITY OF AUSTIN LOAN PROGRAM

BUSINESS STARTED: 1958

A creative source of equipment loans in Austin, TX, comes from the city itself. The City of Austin partners with private lenders and other governmental bodies to offer business loans. The Family Business Loan Program is one of the city’s offerings.

This loan is open to private enterprises categorized as small businesses per the Small Business Association’s guidelines. Another loan offered by the city is specifically designed to support veteran-owned small businesses. Be sure to read the loan qualification requirements provided by the city to understand whether your business qualifies.

LOCATION

811 Barton Springs Road, Suite 805 Austin, TX 78704

8. TRIDENT LEASING

BUSINESS STARTED: N/A

Trident Leasing is a nationwide equipment financing company that provides loans, leases and flexible payment structures for businesses in many verticals. From medical to construction to startups and more, Trident Leasing services the industry your business is in.

The equipment financing consultants at Trident will develop a financing or leasing agreement that best aligns with your business needs. While Trident does offer a wide range of services, their large size makes personalized service a bit out of reach. Be sure to ask questions about your loan agreement to ensure you really are getting the ideal financial structure.

LOCATION

Trident Leasing provides equipment financing across Austin, Texas.

 

9. NATIONAL FUNDING

BUSINESS STARTED: 1999

National Funding understands that having the right equipment at the right time makes all the difference for the growth and development of a business. That is why this lender provides equipment loans in Austin, TX, of up to $150,000.

Unlike banks and traditional lenders, National Funding does not have strict qualification requirements. In fact, a business can apply for financing after being in business for just six months. Service offerings include loans for businesses with bad credit, equipment financing and equipment leasing.

LOCATION

National Funding provides funding for businesses across Texas.

10. PLAINSCAPITAL BANK

BUSINESS STARTED: 1988

With over 60 branches across the great state of Texas, PlainsCapital Bank is one of the largest independently owned banks in the state. The institution is dedicated to moving businesses towards their goals through flexible financing agreements.

In this vein, short and long-term business loans are available along with specific loans for small businesses. Plains Capital Bank also offers agricultural loans for those looking to finance farming equipment and other related expenses.

LOCATION

201 W 5th St Ste 100, Austin, TX 78701

 

Get a Range of Financing Options From Charter Capital

Why settle for a bank or traditional lender that will provide you with one or two mediocre loan options? At Charter Capital, we leverage our nationwide network of lenders to bring you financing solutions that make sense for your business.

Schedule a consultation or give us a call today at 480-874-5402.

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