Top 10 Equipment Financing & Leasing Companies in Fresno, CA
If you’re searching for an equipment financing company in Fresno, CA, understanding your options is key in making an informed decision. To uncover the ideal lender, browse these 10 equipment financing and leasing companies in Fresno.
We understand how important it is to find a financial partner that you can trust and have put together this list to help you in the decision-making process. With different experience levels, loan offerings and application processes, the companies on this list all vary. However, they each bring quality service and strive to provide a loan that suits your needs.
So browse the list below. We’re confident you’ll find the right company. It’s just a matter of making the call.
BUSINESS STARTED: 1977
Since 1977, Charter Capital has delivered a smarter approach to equipment financing. We customize our equipment financing structures to match your unique business needs. We don’t discriminate based on industry or company size. We’ve been in the business long enough to be able to work with any type of business.
We analyze your credit — and sometimes your financial condition — to best advise you on available financing options. Our high-quality customer service leaves customers happy, educated and satisfied. We hope you consider calling us when you need assistance.
Contact us today at 480-874-5402 or send an email.
- RENTAL BUSINESS EQUIPMENT FINANCING
- COMMERCIAL EQUIPMENT FINANCING
- STARTUP EQUIPMENT FINANCING
- HEAVY EQUIPMENT FINANCING
- MEDICAL EQUIPMENT FINANCING
- INDUSTRIAL EQUIPMENT FINANCING
- IT AND TECH EQUIPMENT FINANCING
- AUDIO/VISUAL POST-PRODUCTION EQUIPMENT FINANCING
- GYM EQUIPMENT FINANCING
- SMALL BUSINESS EQUIPMENT FINANCING
- EQUIPMENT AUCTION FINANCING
- USED EQUIPMENT FINANCING
BUSINESS STARTED: N/A
AFFILIATED Equipment Financing has over five decades of leasing and financing experience on its staff. It operates its own in-house credit processing center to speed your application through the system for fast approval.
Active in professional organizations, AFFILIATED maintains relationships with major lenders in the United States. They are fast, normally only require basic information, and can finance new or used equipment with repayment plans that meet your cash flow requirements.
BUSINESS STARTED: 1988
Bank of America offers a wide range of financing and leasing solutions to help you conserve capital and support your business objectives. Their construction industry specialists can work with you to choose and customize the financing options that fit your business.
Also, you will receive specialized loans involving balloon or seasonal payments. You can get financial services designed specifically for your business. They offer solutions for construction contractors, equipment distributors, rental companies, and construction equipment manufacturers. You have to have been in business for a minimum of 2 years and have a minimum of $250,000 annual revenue.
4. MURPHY BANK
BUSINESS STARTED: 1951
Many of California’s small business and farm owners have come to appreciate the special benefits of working with Murphy Bank to finance their equipment. Here are a few reasons: You can get the financing you need without the red tape of an SBA loan.
You can get the financing you need without paying the high-interest rates of making your purchases with a bank credit card. You can get the financing you need without the expense and “strings attached” of a bank line of credit. You can get financing for new AND used equipment. Your loan interest rate and term will be fixed, so you’ll never have to worry about them being changed by the bank.
5. WELLS FARGO
BUSINESS STARTED: 1852
Wells Fargo offers a wide range of financing and leasing solutions to help you conserve capital and support your business objectives. Their construction industry specialists can work with you to choose and customize the financing options that fit your business.
Also, you will receive specialized loans involving balloon or seasonal payments. You can get financial services designed specifically for your business. They offer solutions for construction contractors, equipment distributors, rental companies, and construction equipment manufacturers.
BUSINESS STARTED: 1996
The next equipment financing company in Fresno, CA, offers access to a nationwide network of lenders. J & L Capital Resources serves a wide range of small to medium-sized businesses from non-profits to government entities to private companies and more.
With direct, personalized service, you’ll get a tailored equipment financing option. Additionally, J&L is willing to work with businesses with credit scores below 600 by developing structured loan plans. The firm also offers application only loans for businesses that do not wish to submit financial statements.
BUSINESS STARTED: 1984
Small businesses can take advantage of Cen Cal’s SBA 504 equipment loans in Fresno, CA. Cen Cal partners with credit unions, banks and private lenders to bring fixed-rate SBA 504 loans to businesses looking to purchase equipment. The fixed asset equipment loans range in term length from 7 to 10 years, while the non-fixed asset loans are structured to last for 7 years or less.
Cen Cal boasts a few key benefits for borrowers. First, the 504 loans they offer come with a low down payment, typically hovering around 10%. Furthermore, the lender provides support during the application process and can help you create or improve your business plan for a successful application.
BUSINESS STARTED: 2008
Suncrest Bank was founded by business leaders in Central Valley who realized that local businesses shared a need for financing that was not being met. To this day, the financial institution is fulfilling this mission, providing business equipment loans in Fresno, CA, and the surrounding area.
While Suncrest Bank provides equipment financing for businesses in many industries, it specializes in agribusiness loans and offers experienced loan officers that can structure agricultural equipment loans on terms that work for your business. The bank also offers construction loans and “very small business guaranteed loans” for qualifying businesses.
BUSINESS STARTED: 1989
The resources that the Small Business Administration offers to businesses in Fresno can be incredibly useful. While the organization does not directly administer SBA loans, partners throughout the community offer loans designed by the SBA. Minority loans and veteran loans are just two of the product loan options that business owners may take advantage of.
The Commercial Loan Service Center is a branch of the Small Business Administration that you can also find resources and loan information at.
10. ACCESS + CAPITAL
BUSINESS STARTED: 2008
Hoping to grow your small business? Access + Capital is here to help. The lender offers a streamlined application process for a quick turnaround time that leaves you with the funding you need. Nanoloans range from $5,000-$20,000, while microloans are under $50,000. The lender serves businesses in many industries and is committed to making a positive impact on the community.
On the Hunt for an Equipment Financing Company Serving Fresno, CA?
Finding the right financial fit is easier with a skilled guide at your side. At Charter Capital, we utilize decades of experience to provide you with the information and guidance you need to find the best loan possible.
Schedule a consultation or give us a call today at 480-874-5402.