Landscaping Equipment Financing: Finance Your Lawn Equipment

Providing the best and most affordable solutions for business owners looking for brand new or used landscaping equipment financing.

Options for Financing Landscaping Equipment

Charter Capital has been helping business owners obtain equipment financing for more than 40 years and has built a reputation for being one of the most reliable and trusted providers in the industry. We know what landscapers need and understand that most of the machines you need are expensive.

In order to start or expand your lawn care business, you need the right and the best equipment to meet changing customer demands and landscaping trends. We can help ensure that your business is always ready for any landscaping challenge you might face. If you need to lease a lawn mower, we can help you with that. 

With more than 20 lending partners in our network, you can be confident that by financing landscaping equipment through Charter Capital, you’re in trusted hands. We can give you access to the most competitive loan products that will make financing or leasing lawn care equipment a smooth process. In this way, you can worry less about getting the money for the machines and tools and spend more of your energy and resources on actually making your growth plans happen.

Some of the types of landscaping equipment that we can help finance are:

  • Utility trailers
  • Commercial lawn mowers (ride-ons, walk-behinds, robotic machines, etc.)
  • Moving vehicles (flatbed trucks, semi-trucks, vans, etc.)
  • Storage space
  • Spreaders and sprayers
  • Trimmers, blowers, and edgers
  • Landscaping tools 
  • Safety gear (goggles, face masks, earmuff hearing protectors, gloves, etc.)


Financing landscaping equipment need not be complicated. By working with an experienced financial broker like Charter Capital, you can make the entire lease or loan acquisition process as painless and seamless as possible. Count on our team to partner you with the best and most affordable financing provider that will see your business through to success for many years. 

Contact the Charter Capital team now to learn more about the different landscaping equipment financing products available to you. 

landscaping equipment financing

Some of our customers...

  • are interested in the lowest rate.
  • are interested in a specific tax treatment.
  • want to avoid breaching existing lending covenants.
  • are interested in the longest term.
  • are interested in getting reimbursed for equipment they have already paid for.
  • want seasonal or other cyclical structures.
  • want to finance software.
  • want us to give the seller a deposit before the equipment is shipped.
All of our customers want a fair deal at a fair price and no surprises.

Tips on Getting Financing for Your Landscaping Business

Running a landscaping business presents many challenges, one of which is finding the right equipment. With landscapers constantly on the lookout for ways to improve their productivity and reduce work time, financing landscaping equipment can help you buy what you need without breaking your budget.

Here are 5 steps to take to ensure success in obtaining financing:

1. Decide What You Need

What landscaping equipment are you looking for? Do your research and set a budget, then determine how much financing you’ll require to cover the cost of the tools and machines. Remember that financing or leasing can be a good option if it will help you obtain new equipment without breaking the bank on high interest rates and a big down payment.

2. Research Specific Equipment

Research the landscaping equipment available for purchase and see what you can find at a reasonable price. Try to avoid going over your budget, as doing so will limit your financing options.

3. Contact a Trusted Dealer

Once you have found the equipment, contact a trusted dealer in your area to purchase it. The landscaping dealer will likely have financing available, so be sure to check with them. You may also want to consider full-circle financing options that allow you to pay for landscaping equipment over time through a landscaping equipment financing company.

4. Apply for Financing

You can apply with an online lender that specializes in financing and leasing landscaping equipment. If you are unsure how to go about this process, you can start by contacting financial brokers like Charter Capital who will help you find the lender who can best provide your needs.

5. Finance Your Equipment Needs

Once you are approved for landscaping equipment financing, contact your landscaping dealer (or your broker can do that for you) to get started. Be sure to check on shipping costs and any applicable taxes and see if your financing plan can cover that too.

If you are looking for landscaping financing providers, be sure to contact Charter Capital. We’ve provided many small and medium-sized businesses access to the equipment they need for their ventures to grow and thrive in their respective industries. We offer a fast and easy application process with competitive rates. Apply today.

Connect with us and apply now