Skid-Steer Loaders Financing: Fund Machinery for Business

A high-performance skid-steer loader comes with a large upfront cost that can easily tighten your cash flow. Instead of buying a machine outright, you should consider applying for an equipment financing plan that will support your growth while leaving you with ample liquidity to support your day-to-day operations. 

This cost-effective solution ensures you can add skid steers to your equipment arsenal with low monthly payments. Traditional financing options can be great for small businesses needing new equipment. Secure the right tools with flexible financing from Charter Capital. Reap the tax benefits and make low monthly payments for your equipment. 

There are many advantages to knowing how to finance new or used skid steers. Aside from protecting your liquidity, a new machine puts you in a better position to boost your productivity and work efficiency. 

The ability to secure a high-tech machine through financing means that you can bid for more work without worrying about your capacity and keeping up with payments. When you partner with a trusted equipment financing provider, you can be more confident about fulfilling client demands knowing that you’re in good hands. 

Charter Capital offers construction equipment financing options for any type of machine, whether it’s priced at $1,000 or $1,000,000. Skid-steer loaders cost around $15,000 to $60,000, an amount that many small to medium-sized businesses are not prepared to pay outright. 

This translates to missed revenue opportunities. We meet your unique needs and make purchasing equipment possible. Whether you work in landscaping, construction, or agriculture, our company has your back. 

Difference Between a Regular Skid Steer and a Mini Skid Steer Loader

Skid steers and mini skid steers are versatile machines commonly used in construction, landscaping, and agriculture. While both serve similar functions, their differences primarily come down to size, power, and the types of jobs they are best suited for.

• Size and Maneuverability: The most noticeable difference is the size. A regular skid steer is larger, offering more power and lift capacity, making it ideal for heavy-duty jobs like excavation, demolition, and large-scale construction. In contrast, a mini skid steer is smaller and more compact, which allows it to operate in tight spaces where a regular skid steer may not fit, such as residential backyards or indoor construction sites.
• Power and Lift Capacity: Regular skid steers are equipped with larger engines, providing significantly more horsepower and greater hydraulic power, making them capable of handling heavier attachments like backhoes, trenchers, or augers. Mini skid steers, while less powerful, are still capable of performing various tasks but with smaller, lighter attachments. They are best for lighter-duty jobs like grading, moving smaller loads, or landscaping.
• Operational Flexibility: Both types of skid steers offer versatility with interchangeable attachments, but mini skid steers tend to be more nimble and easier to transport due to their size. They also typically cause less ground disturbance, making them ideal for more delicate environments, whereas regular skid steers are better suited for larger, more robust job sites where heavy lifting and digging are required.

Ultimately, the choice between a regular skid steer and a mini skid steer loader comes down to the specific needs of the project. Larger jobs that require more power and heavy lifting will benefit from a regular skid steer, while smaller, more intricate tasks in confined spaces are better suited to a mini skid steer.

Financing Skid Steers and Mini Skid Steer Loaders with Charter Capital

Purchasing a skid steer or mini skid steer loader can be a significant investment for any business. Fortunately, Charter Capital offers flexible financing options that make it easier to acquire the equipment needed without putting a strain on cash flow. Here’s how financing with Charter Capital works and why it’s a great option for businesses looking to invest in skid steers or mini skid steer loaders.

Flexible Financing Options

Charter Capital’s network of lenders provides a variety of financing solutions tailored to your business’s unique needs. Whether you’re a construction company, landscaping business, or agricultural operation, you can choose a plan that fits your budget. Financing options include:

• Equipment Leasing: This option allows businesses to lease a skid steer or mini skid steer with the potential for lower monthly payments compared to outright purchasing. Leasing is ideal if you want to regularly upgrade equipment or need it for a specific project duration.
• Equipment Loans: If you prefer to own the equipment, Charter Capital offers competitive loan rates that allow you to finance the purchase. With fixed monthly payments and no prepayment penalties, you can budget more effectively while building equity in the equipment.

Work with Charter Capital for Your Equipment Purchase

With Charter Capital on your side, you won’t have to think twice about investing in your business. We have built strong partnerships with the financing agencies in our network and know that we can provide a range of options that will coincide with your plans and help you meet demands. Through the solid network that we established over the last 40 years, you gain access to construction equipment financing providers that have the most affordable rates in the market. We can help you find the perfect partner that will support your growth for many years. 

Our primary goal is to see your business scale and succeed. Get in touch with the friendly and knowledgeable team at Charter Capital today to learn more about skid-steer financing and other equipment financing options that are available.