Top 5 Equipment Financing & Leasing Companies California
You need reputable equipment financing in California. Someone who knows you and wants to help you succeed. You need the best business equipment loans, and we’re here to help. We’ve narrowed down the top 5 equipment financing companies in California. We based the ranking on experience, customer satisfaction, and years of experience. If you need help, start at the top of this list, and start reaching out. You won’t be disappointed. We share the best equipment financing lenders for businesses in California.
1. CHARTER CAPITAL
BUSINESS STARTED: 1977
Since 1977, Charter Capital has delivered a smarter approach to equipment financing in California. We can customize our equipment financing structures to match your unique business needs. It doesn’t matter what industry you’re in. We’ve been in the business long enough to be able to work with any industry to secure equipment financing solutions.
We analyze your credit and sometimes your financial condition and advise you which financing or equipment lease options may be available to you based on our analysis. We offer the highest quality service for all of our customers, as we aid them in the process of finding an equipment loan or lease. We have a wide range of solutions for businesses in California that are looking for equipment financing agreements.
Contact us today at 480-874-5402 or send an email to get started finding an equipment financing loan.
- RENTAL BUSINESS EQUIPMENT FINANCING
- COMMERCIAL EQUIPMENT FINANCING
- STARTUP EQUIPMENT FINANCING
- HEAVY EQUIPMENT FINANCING
- MEDICAL EQUIPMENT FINANCING
- INDUSTRIAL EQUIPMENT FINANCING
- IT AND TECH EQUIPMENT FINANCING
- AUDIO/VISUAL POST-PRODUCTION EQUIPMENT FINANCING
- GYM EQUIPMENT FINANCING
- SMALL BUSINESS EQUIPMENT FINANCING
- EQUIPMENT AUCTION FINANCING
- USED EQUIPMENT FINANCING
2. ACCESS CAPITAL
BUSINESS STARTED: 1918
With over 100 years of combined experience, Access Capital’s staff and team are well-versed in offering sound financial information for businesses across the US. Based in OC, California, Access is an equipment leasing and structuring finance company.
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3. PACIFICA CAPITAL
BUSINESS STARTED: 1984
Pacifica Capital is an independent, commercial financing company that has been providing quality service and flexible financial products to customers across the country. With humble beginnings, it has financed more than $750M completing 15,000 transactions so far. The company is built on a foundation of trust and good relationships. Pacifica Capital offers business finance agreements with reasonable monthly payments.
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4. TAYCOR FINANCIAL
BUSINESS STARTED: 1988
Taycor offers leasing and financing programs that allow customers to purchase the equipment outright in a timely manner. With flexible payment options and consumer-friendly staff, there are many options within Taycor that you can opt for.
You can get approved within hours so that you can get started with your project on time. Based in LA, they also have an office in Boston, while being focused on Main Street, not Wall Street. They offer high-quality professional service to customers who want assistance in equipment financing. From traditional bank loans to small business loans you’re sure to find an equipment financing agreement that works for your business.
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5. LENDSPARK
BUSINESS STARTED: 2012
Located in Carlsbad, California, LendSpark has created multiple solutions for companies in OC, San Diego and around the country. It’s a national firm, that’s a licensed direct lender founded by experienced professionals in the finance industry. It was formed to create value for its clients in the financing and leasing industry. When traditional banks won’t provide you with investment, you can come to Lendspark for your needs.
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Equipment Financing FAQs
What types of equipment can I finance?
Most types of business equipment can be financed, including heavy machinery, medical equipment, office furniture, IT hardware, vehicles, and manufacturing tools. The eligibility of equipment for financing may vary depending on the lender and loan type.
What are the benefits of equipment financing?
Equipment financing allows businesses to preserve cash flow, access the latest technology, and improve productivity without the need for a large upfront investment. It also offers potential tax benefits, as the cost of financing may be deductible as a business expense.
What credit score do I need for equipment financing?
Personal credit score requirements vary by lender, but generally, a higher personal or business credit score increases your chances of approval and may result in more favorable terms. Some lenders may work with businesses that have lower credit scores but may require additional collateral, a personal guarantee, or higher interest rates.
Interested in talking to an expert on equipment financing or need advice?
Schedule a consultation or give us a call today at 480-874-5402.