10 Best Equipment Financing Companies in Florida
Evaluating the best equipment financing companies in Florida reveals the right option for you. And you need the best. You need someone trustworthy and reputable. Someone who looks at your specific situation and wants to provide the help you need.
We understand how important that is and have put together this list to help you in the decision-making process. Start at the top of this list and work your way down. We’re confident you’ll find the right equipment financing company. It’s just a matter of making the call.
1. CHARTER CAPITAL
BUSINESS STARTED: 1977
Since 1977, Charter Capital has delivered a smarter approach to equipment financing in Florida. We customize our equipment financing agreements to match your unique business needs. We don’t discriminate based on industry or company size. We’ve been in the business long enough to be able to work with any type of business.
We analyze your business credit score — and sometimes your financial condition — to best advise you on available financing options. We’ll find a loan provider with low monthly payments and fair loan repayment terms that don’t disrupt your cash flow. Our high-quality customer service leaves customers happy, educated, and satisfied. We hope you consider calling us when you need a business loan or equipment lease.
We’re here to help you at Charter Capital! If you need a trustworthy, friendly service, call us at 480-874-5402 or send an email for an initial consultation. We’ll answer equipment financing FAQs and guide you to the best equipment financing agreement for your business.
2. FLORIDA NATIONAL EQUIPMENT FINANCE
BUSINESS STARTED: 1987
Florida National Equipment Finance boasts a wide range of financial programs, which can be customized for each customer. They specialize in offering leases on new and used equipment and vehicles.
They say, “virtually anything of value can be leased,” but popular products include office machinery, medical equipment and heavy vehicles like trucks and trailers.
LOCATION
3. CENTERSTATE BANK
BUSINESS STARTED: 1989
CenterState Bank offers many financing options. However, the team specializes in equipment leasing, with a comprehensive range of products and programs available. In the past, CenterState has worked with large, medium and small-sized companies, both private and municipal, so you can be confident this financial institution will cover your business.
LOCATION
4. SUN SOUTH LEASE
BUSINESS STARTED: 2003
Sun South Equipment Leasing focuses its efforts on helping small and medium-sized companies gain access to the equipment and machinery they need. The team provides cost-effective solutions to support startup growth by offering flexible, custom-tailored leasing programs.
Based in Central Florida, Sun South has worked within the medical, industrial and commercial industries for years but says it can lease “any equipment for any industry.”
LOCATION
5. CITIZENS BANKS & TRUST
BUSINESS STARTED: 1920
Citizens Bank & Trust has been around for a century, making it a fixture in the financial services industry. Businesses looking for an equipment financing loan in Florida will find help from the experienced commercial lending team at Citizens Bank. Because the bank is locally owned and invested in the community, you’ll get personalized service and guidance from experts who understand the local business environment and traditional bank loans.
LOCATION
There are branches all across central Florida, including one at 211 Havendale Blvd, Auburndale, FL 33823
6. NATIONAL FUNDING
BUSINESS STARTED: 1999
Next up on our list of equipment financing options for new or used equipment in Florida is National Funding. There’s a reason why National Funding is among America’s fastest-growing private companies. The attentive service the team provides delights small business owners in Florida and beyond. When you work with National Funding, you won’t be navigating the process alone. A dedicated loan specialist will help you finance equipment for your business. With equipment loans in Florida up to $150,000, you can secure capital and spur growth.
LOCATION
National Funding is headquartered in California, but the lender has a dedicated team that supports Florida businesses purchasing equipment.
7. BUSINESS FINANCIAL CONSULTING
BUSINESS STARTED: 2012
Located in Miami, Florida, Business Financial Consulting offers competitive equipment loans and business funding to businesses across a broad array of industries. Whether you’re looking to finance heavy-duty construction equipment, new technology for your office, or equipment for a restaurant, BFC can connect you with the capital you require. For businesses that have been turned away by other lenders, there’s hope at BFC for your equipment purchases. The firm is willing to work with borrowers with poor credit and help them move their businesses forward.
LOCATION
8. SEACOAST BANK
BUSINESS STARTED: 1926
Seacoast Bank brings equipment financing to Florida with a local touch. The institution promises a streamlined application process, often letting applicants know whether the business loan is approved within just a few hours from when they apply. When time is of the essence, this feature is invaluable. Additionally, Seacoast Bank can offer equipment loan terms of up to 6 years along with fixed rates so that you can confidently plan for the future.
LOCATION
Seacoast Bank has branches across Florida, including one at 12 SE 12th Street Ft Lauderdale, FL 33316
9. COMMUNITY FIRST CREDIT UNION
BUSINESS STARTED: 1935
Northeast Florida businesses can shop for financial solutions at Community First Credit Union. As a local credit union, the team at CFCU understands the lending landscape and can guide you in finding the right solution for your unique needs. The credit union offers equipment loans in Florida, specializing in the construction and medical industries.
Plus, sustainably-minded companies can apply for a Green Energy Loan through CFCU. So, if you’re on the path to becoming energy efficient or need some help getting there, consider checking out that option.
LOCATION
CFCU branches are located across the greater Jacksonville area, including one at
1670 University Blvd. W Jacksonville, FL 32217
10. ENTERPRISE FLORIDA
BUSINESS STARTED: 1996
The Select Florida Microfinance Guarantee Program is offered by lenders across The Sunshine State. It provides loans to small businesses and guarantees up to 50% of the initial loan amount.
While Select Florida cannot provide you with the loan, it is the organization that designed the program and runs it. You’ll have to go through a qualified lender such as First Commerce Credit Union or United Bank to apply.
There are multiple criteria that a business must meet to be eligible. To name a few, a business must have fewer than 26 employees and must have an annual revenue of less than $1.5 million for the past two years. Loans are also subject to credit approval.
LOCATION
Enterprise has locations in Tampa, Coral Gables and at 101 N Monroe St #1000, Tallahassee, FL 32301
Don’t Settle for a Mediocre Business Equipment Loan
For the health of your business, it’s important that you get the most competitive interest rates and a flexible solution that works both now and in the future. If you’re searching for the right source of equipment financing in Florida, Charter Capital is here to help. With our expansive network of lenders and our experienced in-house team, Charter Capital is a step above the rest. Find a loan agreement that works for your equipment purchase.
Other locations:
Equipment Financing Companies in Fresno, CA
Equipment Financing Companies in Houston, TX
Equipment Financing Companies in Iowa